How to reduce credit card debt?
There are two possibilities if you are seeing this page, one is as a casual reader you might have encountered this topic, or you may be really suffering from credit card debt.
Whatever it may be, let us see if we can understand this in a non-technical way.
Unless some real-life emergency caused you to spend money with a credit card, the other reasons can be below.
B )Really not knowing how credit cards work.
Now how to solve the problem?
B) Talk to the Bank and explain your situation and see what resolution path they suggest.
C) Talk to the credit counselor.